Senior Editor, Home Lending
Sarah leads VeloraLend’s home lending desk, covering conventional, FHA, VA and USDA mortgages, refinancing and home equity borrowing. She focuses on translating lender disclosures and federal housing rules into plain English for first-time buyers.
Learn everything you need to know about buying your first home in the US, from FHA loans to down payments and credit requirements.
MortgageWhat is a jumbo loan? Learn the requirements, limits, and rates for financing high-value homes in expensive US markets.
MortgageWhat are closing costs? Learn how to calculate them, what they cover, and how to negotiate them when buying a US home.
MortgageLearn how PMI works, how much it costs, and the strategies US homebuyers use to avoid or cancel it.
MortgageInterested in real estate bargains? Learn the risks and steps involved in purchasing a bank-owned foreclosed property.
Personal LoansLearn exactly what a personal loan is, how it works, and whether it's the right financial choice for US borrowers.
Personal LoansDiscover average personal loan APRs by credit score and learn how to secure the best possible rate in the US market.
Bad Credit LoansAre no credit check loans a scam? Learn the risks involved and how to find legitimate lenders if you have a thin credit file.
Personal LoansDon't have home equity? Learn how to use an unsecured personal loan to fund your next major home renovation project.
Personal LoansDiscover how P2P lending platforms like LendingClub work and whether they offer better rates than traditional US banks.
Auto LoansBuying a new or used car? Learn how to navigate dealership financing, credit unions, and online auto lenders.
Auto LoansAre 0% auto financing offers too good to be true? Learn what credit score you need and the hidden costs to watch out for.
Auto LoansBuying a car from an individual rather than a dealership? Learn how private party auto loans work in the US.
Auto Loan RefinanceLearn the options available if you want to refinance your auto loan but currently owe more than the vehicle's market value.
Business LoansFrom traditional banks to online lenders, discover the steps to secure financing for your US small business or startup.
Business LoansStartups lack revenue history, making traditional loans hard. Explore alternative financing options for new US businesses.
Business LoansMCAs offer fast cash but astronomical APRs. Understand the risks before giving a lender a slice of your daily credit card sales.
Business LoansLearn the requirements for securing a commercial mortgage for retail, office, or multi-family properties.
Credit ScoreCredit utilization accounts for 30% of your score. Learn how to manage it and maximize your US credit rating.
Credit ScoreExplore the US credit score ranges. Find out what constitutes a 'good', 'very good', and 'exceptional' FICO score.
Personal FinanceCompare the two most popular strategies for paying down debt. Discover which mathematical or psychological approach fits you.
Debt ConsolidationStruggling with high-interest debt? Discover the top strategies, from personal loans to HELOCs, to simplify your payments.
Personal FinanceUnderstand the connection between inflation, Federal Reserve rate hikes, and how much you pay for mortgages and personal loans.
Personal FinanceRecession fears looming? Learn steps to recession-proof your career, emergency fund, and investment portfolio.
Personal FinanceUnderstand why financial experts almost universally recommend term life insurance over expensive whole life policies.